Banking Technology,
Payments & AML

At Maini Consulting, we help financial institutions modernize, streamline, and strengthen the systems that power their most critical operations. With decades of consulting experience and deep expertise in Oracle applications, we work alongside banks, credit unions, and payment service providers to enhance their technology architecture—improving efficiency, ensuring compliance, and enabling confident execution.

We partner with institutions to optimize their technology environments end-to-end through detailed system analysis, precise requirements design, data mapping, integration support, structured testing, and clear, regulator-ready documentation. Our solutions strengthen payments, AML, fraud, core banking, ERP, and reporting ecosystems—ensuring dependable performance and strong operational controls.

Modern Technology. Trusted Controls. Confident Execution.

Areas of Expertise

Payments & ISO 20022 Modernization

  • MT → MX mapping and translation
  • Validation, enrichment, and exception logic
  • Interface and message specifications
  • End-to-end integration and testing support

ACH / NACHA Enhancements

  • Workflow and operational analysis
  • Exception, return, and correction logic
  • Channel, file, and data mapping
  • Test planning, script development, and execution

AML & Fraud Technology

  • Alert and data flow evaluation
  • Rule design, threshold tuning, and requirement definition
  • Integration analysis and optimization
  • Testing support and scenario validation

Regulatory Reporting Systems

  • Data mapping and transformation logic
  • Control and reconciliation design
  • UAT scripts, validation, and traceability
  • Audit and lineage documentation

Data, Controls & Integration

  • Mapping specifications and business rules
  • Data validation and exception handling
  • Interface and workflow design
  • Process optimization and technical documentation

How We Work

We modernize financial institutions by transforming legacy systems into scalable, compliant, and efficient platforms. We strengthen operations through improved workflows, validations, and control frameworks across payments, AML, fraud, and reporting.

Disciplined Analysis

Our consultants evaluate system behaviors, data flows, and operational dependencies to identify risks, gaps, and improvement opportunities.

Deep Domain Expertise

With extensive experience across payments, AML, fraud, core banking, and reporting systems, we bring both technical and functional insight.

Structured Delivery

We use proven methods to manage requirements, integration, testing, and documentation—ensuring clarity, traceability, and predictable outcomes.

Collaborative Execution

We work closely with technology teams, business stakeholders, and vendor partners to ensure solutions are well-aligned and successfully implemented.

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Elevate efficiency, enhance governance, and trust technology that delivers—choose Maini Consulting to power confident banking operations.

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